Financial Solutions

Solutions to Logistical Problems

Financial Information

Creating Your Treatment Plan 

I believe in personalized care that is customized specifically to your unique needs. After you and I together determine what your goals and needs are, we develop a specific treatment plan for you. This approach ensures that the pricing my practice offers is as accurate and fair as possible, reflecting the specific details of your care plan that we discuss during our consultation and time together. After your consultation, my treatment coordinator will provide you with a clear breakdown of the costs involved and answer any questions you may have regarding fees, coordination, insurance, and anything else logistically. 

Financing Options for Medical Procedures 

In our commitment to supporting your health journey, we have gathered information from the web on popular financing options from various providers. Please remember that our office is not affiliated with these lenders, and their details are likely to change as they update their policies and offers. This is provided as an informational reference and for your convenience only, and there may be many other lenders who offer similar or superior programs and terms that we might have missed. 

Loan Provider Comparison Chart (as of 02/01/2024) 

Important Disclaimers: 

• All information is accurate as of 02/01/2024 but is subject to change. Lenders frequently update their rates, limits, and criteria so please do your due diligence 
• All financing is subject to the individual lender’s approval process. 
• We have no affiliations with these financing providers and have no influence over their decision-making process. 

Accepted Payment Methods 

To make managing your costs as convenient as possible, we accept: 

• CareCredit 
• Cash 
• Cashier’s Check 
• ACH (Automated Clearing House) 
• Wire Transfer 
• Zelle 
• PayPal 
• Major Credit Cards (subject to processing fees) 

Additional Charges 

For any procedures you choose to pay for using credit cards or wire transfers, please be aware that any associated costs will be passed on to you. This ensures that we can maintain the highest quality of care without being impacted by external fees. 

CareCredit Financing 

We are pleased to offer financing through CareCredit, enabling you to manage the costs of your care with flexible payment options. CareCredit can be used to finance all or part of your procedures, giving you the ability to choose a payment plan that fits your budget. 

Apply for CareCredit: (Subject to credit approval. Minimum monthly payments required. See carecredit.com for details.) 

Apply for CareCredit: (Subject to credit approval. Minimum monthly payments required. See carecredit.com for details.) 

QR Code (Scan with your smartphone or tablet to be routed directly to our custom CareCredit pre-qualification and application page):  

We encourage you to explore various financing options to find the one that best suits your financial needs. 

Insurance: 

We are out-of-network with all insurance carriers and do not participate in any in-network agreements. To facilitate your access to care, all service fees—including consultations and surgical procedures—must be paid directly to our office by you. However, as a service for you, we are committed to expertly and proficiently filing prior-authorizations and claims to your carrier and assign any reimbursement they may approve directly to you.  

While we do not accept HMOs, Medicare, or state Medicaid programs (such as Medi-Cal in California), we are equipped to handle claims and prior authorization requests for the following PPOs: 

• United Healthcare 
• Anthem Blue Cross CA 
• Aetna 
• Blue Shield CA 
• Cigna 
• Other non-California based BlueCross/BlueShield entities 

Important Note: We strive to ensure you receive the maximum reimbursement possible; however, the specific benefits of your out-of-network plan will ultimately determine the reimbursement you receive, if any at all. You will be solely responsible for all agreed-upon fees regardless of claim approval and regardless of any unreimbursed amounts. 

Expert Insurance Advocacy Services: 

For more complex prior authorization and claims issues, including denial of benefits or under-reimbursement, we have established a partnership with an independent third-party health insurance advocate. This expert is available to assist you in securing the maximum possible reimbursement from your managed care plan. Should they successfully aid in your reimbursement, a modest fee will be applicable and payable directly to them as they are separate from our practice. If they are unsuccessful, you will not be charged for their services.